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VAS

The best solution for account organization and money management for banks and non-banks industries.

What is VAS?

Virtual Account System (VAS) is the solution for leveraging electronic transactions and money management in banks and non-bank industries. The solution supports current trends and the next generation of payment media, for example, QR or tokenization.

Multiple currencies

VAS supports multiple currencies for retails and corporates clients, allows your business to receive or send money from a local account to another foreign account with real-time conversion under negotiated exchange rates from both parties.

Risk control

VAS offers security and risk control on electronic transactions with industry-standard security. The solution also provides a usage limit control module that lets you operate business effortlessly and manage every account balance down to the payment transaction count digits.

Handle various account types

E-Wallet

  • E-Money account
  • Top-up and payment
  • No interest rate given

Deposit

  • Balance account
  • Support interest rate and fee
  • Link to core banking account

Credit

  • Credit account
  • Credit Card or Cash Card

Prepaid card

  • Fixed amount e-money account
  • Gift card or top-up card
  • One time use

Loan

  • Loan account
  • Support interest rate and feee
  • Support specific loan account such as housing loan or car loan
  • E-Wallet

    • E-Money account
    • Top-up and payment
    • No interest rate given

    Deposit

    • Balance account
    • Support interest rate and fee
    • Link to core banking account
  • Credit

    • Credit account
    • Credit Card or Cash Card

    Prepaid card

    • Fixed amount e-money account
    • Gift card or top-up card
    • One time use
  • Loan

    • Loan account
    • Support interest rate and feee
    • Support specific loan account such as housing loan or car loan

Increase sales and loyalty

Give rewards to customers to increase sales and loyalty is one of the principal strategies for success.

To aid this, VAS provides a point management module for your business, which helps in market strategy, promotion planning, and maximizes sales.

Manage promotions and points

  • Promotion and point management
  • Point earning channel control
  • Value limitation
  • Calculation method and redemption

System overview

  • Available for every scale

    Offer flexibility and multiple corporate levels from a single shop to a conglomerate organization.

  • Support white label

    Offer white label and solution flexibility for corporate.

  • Industry standard

    Support industry-standard HSM. Compatible with standard and proprietary infrastructure.

System modules

  • Virtual account
    management
  • Customer
    management
  • Point management
    and redemption
  • Usage limit
    and control
  • Transaction
    management
  • Fee
    management
  • Clearing and
    settlement
  • Key
    management
  • Fraud
    detection
  • Report
    service
  • And more
    • Virtual account
      management
    • Customer
      management
    • Point management
      and redemption
    • Usage limit
      and control
    • Transaction
      management
    • Fee
      management
    • Clearing and
      settlement
    • Key
      management
    • Fraud
      detection
    • Report
      service
    • And more

Connect with our partners

We have partnered with many SI companies, and this ISC product is also available in their system integration options for you.

Learn more

Interested in this product?

To meet your business needs, we can provide you further information and solutions about this product.

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